Have you settled on what you are doing? I'm from Columbus. The talk of this town being midwife friendly is delusional. I have not found a midwife here that was anything more than a female medical doctor that didn't pay malpractice insurance. I'm sure Tricare will pay for anyone of the midwives that are affiliated with the hospitals, however I'm sure you've come to realize that a home birth isn't covered. There are local doulas and they are not expensive. My daughter had a marvelous experience. Email me privately if you'd like more information.