Share 'Kaiser Permanente'

Hello to all, I am new here. I'm not pregnant yet but doing my research since we plan to start trying next year. I have Kaiser Permanente as my insurance and I want to have a home birth or at a birthing center but either way, I want the water birth. I know that Kaiser will cover 100% in hospital but I don't want that. Has anyone gotten around it and had it covered or some/most of it? Thank you s…