Share 'Getting Insurance to Pay for Homebirth'

I am trying to get my insurance to count our home birth fees as in-network, applying it to our deductible and then paying what will go over our deductible.  My understanding is that, since they do not have a home birth practitioner listed as in-network, then we should be able to negotiate with them to get my midwife covered as if she were in-network.  I am insured through United Health Care (Ohio…